$15 per willuntil October 31, 2026 — normally $29. Pay only after you approve your will.

Free tool

The will checklist

Everything the questionnaire will ask, gathered in advance — so the twenty minutes actually takes twenty minutes. No download, no email address, just the list. Print this page if paper helps.

An overhead view of a notepad with handwritten ticks, a pen and coffee

People

The decisions that need thought

  • Executor, and a backupOrganised, available, ideally in your province and a generation younger. Ask them first.
  • Guardian for minor children, and a backupThe values-capacity-disruption test. Ask them too — and their spouse.
  • Trustee for children's moneyCan be the executor; a different person adds oversight for large sums.
  • Attorneys for property and personal careWho runs your finances and your medical decisions if you cannot. Backups for both.
  • Pet guardianAnd a fallback rescue organisation if they cannot take the animal.
  • Everyone's full legal names and addressesThe will identifies people precisely; 'my cousin Dave' is litigation bait.

Beneficiaries and gifts

Decide before you start

  • Who shares the residue, in what percentagesThey must total 100. Decide the split before the questionnaire asks.
  • What happens if each beneficiary dies firstTo their children, to the survivors, or to a named alternate.
  • Specific giftsNamed items to named people. Keep it to things you will still own.
  • Charitable bequestsExact legal name and CRA registration number — look them up on the CRA charity list.
  • The inheritance age for young beneficiaries18/19 is the default if you say nothing. Most people choose 21 or 25.

Assets

Gather, don't perfect — estimates are fine

  • Real estateAddress, rough value, mortgage balance.
  • Bank and investment accountsInstitution and type. Exact balances not needed.
  • Registered accounts: RRSP, RRIF, TFSA, FHSA, RESPAnd who each names as designated beneficiary — this is the big one.
  • Life insuranceInsurer, rough coverage, and the named beneficiary. Include group coverage at work.
  • Vehicles, valuables, digital assetsAnything that needs a plan: the car, the ring, the crypto, the photo library.
  • DebtsMortgage, loans, cards — the net picture your executor will need.

Wishes

Five minutes of reflection

  • Burial or cremation, and any ceremony preferencesGuidance for your executor rather than binding law — still worth recording.
  • Pain management and life-prolonging treatmentYour personal-care attorney should not have to guess. Recorded in the POA documents.
  • Anything unequal, explainedIf shares differ or someone is left out, write a dated memo of your reasons and keep it with the will.

For signing day

After the documents are generated

  • Two witnesses18+ (19+ in BC), neither a beneficiary nor married to one. Neighbours are the classic answer.
  • A pen and twenty minutesEveryone in the same room, everyone signs the same original, everyone initials each page.
  • An affidavit of executionSworn by one witness before a commissioner — not required for validity, saves probate pain later.
  • A storage planFireproof box, lawyer's vault or court deposit — and tell your executor where.
The one check that outranks the whole list

Your registered accounts and insurance pass by their designated beneficiaries, not by your will — and stale designations override new wills. Confirm every one before you sign anything.Why this matters so much.

List gathered? The rest takes twenty minutes.

Answer the questions, read the finished will, then decide. $15 until October 31, 2026.

Start your will