Powers of attorney
Your will does nothing while you're alive. These do.
A stroke, an accident, dementia — statistically more likely than early death, and a will is useless for all of it. The incapacity documents decide who runs your finances and who makes your medical decisions if you cannot. We include both with every will.
Both major Canadian competitors sell these on their $199 tier. Ours are in the $15 price, because a plan that only works if you die on schedule is not a plan.
Two documents
Money, and everything that isn't money.
Each province names them differently and witnesses them differently — the table below is why cross-province templates get rejected at the bank.
Property and finances
Pays the mortgage, manages the accounts, files the taxes, deals with the house — everything financial, handled by someone you chose rather than a court-appointed guardian. Called a Continuing Power of Attorney for Property in Ontario, an Enduring Power of Attorney in BC and Alberta.
Health and personal care
Consents to treatment, chooses where you live, carries your end-of-life wishes — with your preferences on pain management and life-prolonging treatment recorded in the document itself. Ontario's POA for Personal Care, BC's Representation Agreement, Alberta's Personal Directive.
| Ontario | British Columbia | Alberta | |
|---|---|---|---|
| Financial document | Continuing Power of Attorney for Property | Enduring Power of Attorney | Enduring Power of Attorney |
| Health / personal document | Power of Attorney for Personal Care | Representation Agreement | Personal Directive |
| Minimum age (financial) | 18 | 19 | 18 |
| Minimum age (personal care) | 16 | 19 | 18 |
| Governing statute | Substitute Decisions Act, 1992 | Power of Attorney Act; Health Care (Consent) and Care Facility (Admission) Act | Powers of Attorney Act; Personal Directives Act |
Full witnessing rules and traps inthe province-by-province guide.
Will, powers of attorney, estate record. One price.
$15 until October 31, 2026 — and you read everything before paying.